Short-term loans $1000 for USA Online Any credit accepted! Payday loans are small, short-term loans. The lender gives you cash and you either write a personal check payable to the lender for the amount you want to borrow, plus a fee, or you authorize an electronic withdrawal from your checking account on the due date. The loans are for short periods of time: one to four weeks.

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    Cash Advance. Happy Cash Advance Customer With Big Smile. Cash advances are like payday loans but many times people are thinking of an advance from a credit card or bank account. For practical purposes it works the same as a payday loan.