Short-term loans $1000 for USA Online Any credit accepted! Payday loans are small, short-term loans. The lender gives you cash and you either write a personal check payable to the lender for the amount you want to borrow, plus a fee, or you authorize an electronic withdrawal from your checking account on the due date. The loans are for short periods of time: one to four weeks.

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Nov 6, 2013 Payday lenders made about $49 billion in high-interest loans last year. I asked for $500 and, to be safe, I made up an address, a name 

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